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Financial Counseling

    Results: 8

  • Credit Counseling (2)
    DM-1500.1500

    Credit Counseling

    DM-1500.1500

    Programs that provide assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in using credit. Services may include help in completing credit application forms, understanding how credit information is analyzed, choosing the best credit cards and/or interest rates available, determining how many credit cards can be managed, protecting one's credit information, communicating with creditors, improving poor credit reports and associated credit scores, eliminating credit card debt and dealing with other credit card issues.
  • Fraud Prevention (2)
    FN-1500.2050

    Fraud Prevention

    FN-1500.2050

    Programs that help older adults, people who live alone and other vulnerable individuals become aware of the scams and con games that are most frequently used to induce victims to part with their money or valuables. Common scams include fraudulent prize offers, "free" travel packages that have hidden costs or which never materialize, "get rich quick" investments that turn out to be worthless, tax debt/refund scams, phony charities with names that are similar to well-known organizations and schemes involving promises to recover an individual's money following their victimization by another scam.
  • Home/Community Care Financing Programs (1)
    NL-5000.2700

    Home/Community Care Financing Programs

    NL-5000.2700

    Programs that support the purchase of case management and other home and community based services as a means of helping people avoid premature institutionalization. Funding is usually through state and local resources, but may also include some federal dollars. The programs typically provide case management and, unless other funding sources are available, provide funding for and link program participants to existing home and community based services, home modification programs, assistive technology equipment, assisted living facilities or other supported housing options, and/or other needed services. Individuals must meet certain eligibility criteria as specified by the program and usually must have documentation from a physician stating that they are at risk for institutionalization.
  • Personal Financial Counseling (2)
    DM-6500

    Personal Financial Counseling

    DM-6500

    Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.
  • Representative Payee Services (1)
    DM-7000

    Representative Payee Services

    DM-7000

    Public agencies, nonprofit organizations, banks, relatives or other individuals who have been appointed under federal law to act as a surrogate in situations where a cognitive impairment makes it impossible for beneficiaries to manage their own Social Security and SSI/SSD payments. Representative payees are chosen and designated by the Social Security Administration (SSA) to act on behalf of financially incapable SS or SSI beneficiaries. The individuals and organizations selected by the SSA may also manage waiver funding, consumer or family support grants or other types of benefits when chosen and designated by the administrating entity to act on behalf of beneficiaries who are incapable of managing their finances.
  • Tax Information (1)
    DT-8700

    Tax Information

    DT-8700

    Programs that provide general information about the tax obligations of individuals, businesses, corporations and other entities, or details regarding specific tax credit, exemption, postponement or rebate programs for which they may be eligible.
  • Tax Preparation Assistance (4)
    DT-8800

    Tax Preparation Assistance

    DT-8800

    Programs that help eligible individuals (including older adults, people with disabilities and people with low incomes) prepare their tax returns or complete paperwork to apply for tax relief in the form of tax credit, rebate, exemption or postponement programs. Included are programs staffed by volunteers or others who provide this service without charge and professional tax preparation services. Most tax preparation assistance sites allow the people they assist to file their tax return information electronically.
  • Temporary Financial Assistance (1)
    NT

    Temporary Financial Assistance

    NT

    Programs that provide assistance for people who are experiencing an unexpected financial shortfall and have insufficient resources to obtain essential services or to meet expenses in situations where financial assistance related to their specific circumstance is unavailable. Monetary assistance may be in the form of cash, loans, checks or vouchers.